Civil Liability Insurance

Are you looking for a good liability insurance?
With Zurich, you have it

Zurich is the leading company in civil liability solutions in the Spanish market. We are deeply knowledgeable about all the risks you may have in your day to day and, consequently, we can offer you the type of liability insurance you need.

The best civil liability insurance according to your activity
We know that each company is unique, that's why we adjust to the protection you need.


It is the one that covers damages to third parties within your premises or as a result of the activity you carry out, essential if you have a business. Learn about our business or commercial liability insurance.

This insurance is mandatory for all professionals who, by law, must be registered to practice their profession. If you are self-employed and are part of one of these groups, find out about everything that this civil liability insurance offers you.

As administrator or director of any SL or SA, they can demand damages and prejudices for your management. With our civil liability insurance, your personal assets will be well protected against lawsuits by creditors, shareholders or employees.

We carry out a permanent analysis of the needs of your company to design an environmental liability insurance that helps you comply with your legal and environmental obligations.

Questions before hiring liability insurance

  • Why a civil liability insurance?

    As a professional, you can cause damage and prejudice to third parties, even more so if you are the owner of the premises in which the commercial activity is carried out. Our civil liability insurance protects you from the claims of third parties. How? With legal advice and financial coverage to meet the payments of the claims.

  • Is liability insurance compulsory?

    Yes, all of our In addition to being highly recommended for all professionals, liability insurance is also mandatory for certain freelancers such as gas or electrical installers or for professionals who need to be registered by law to practice their profession. Likewise, the City Councils require civil liability insurance as a guarantee to be able to open certain businesses such as bars or restaurants.

  • What does business liability insurance cover?

    Zurich offers you different civil liability insurance, and all include 24-hour assistance, as well as legal and capital coverage for claims against third parties. We recommend that you consult with one of our experts about the capital that you should insure.

  • How much does a liability insurance cost?

    You can take out your civil liability insurance with Zurich from just 150 euros a year. If you want to know an exact price, ask us for a free and no obligation quote.

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